Prosperity

E&O Insurance: Not Required

States where a licenses is required for over ride commissions: FL, GA, KS (must be an agency), MA, MT, NM, NY, PA, SD, VA, WI

Voice Signature available

Additional resources, such as applications, can be found by visiting the carrier's website and accessing its agent portal once you have completed the contracting process.

Your compensation depends on your commission level with HFN, the product you're selling, the age of your client, and sometimes the state you're selling it in. Contact your manager and the carrier if you have questions about your commission for a certain product.