Fidelity and Guaranty

Pre-appointment States: AL, DE, DC, GA, IA, LA, MA, NC, NH, NM, PA, PR, SC, TX, UT, WI, WY

E&O Insurance: Required in AL, KY, MA, MS, RI

States where a license is required in order to receive override commissions: AL, FL, KY, LA, MD, MS, MT, NM, PA, SC, UT, WV

Additional resources, such as applications, can be found by visiting the carrier's website and accessing its agent portal once you have completed the contracting process.

Your compensation depends on your commission level with HFN, the product you're selling, the age of your client, and sometimes the state you're selling it in. Contact your manager and the carrier if you have questions about your commission for a certain product.

F&G product training must be completed before soliciting annuity business.

F&G allows agents to begin training without being pre-appointed. Please click here for the annuity training.